Biometrics – an unstoppable trend
As digital systems become instant, global, and AI-driven, traditional trust mechanisms are reaching their limits. Cards, phones, and credentials can be lost, stolen, or replicated. What cannot be replicated at scale is human presence. Biometrics shift authentication from objects to people — making identity itself the foundation of trust in payments and beyond.
Explore PayEye BiometricsAbout PayEye
PayEye is a fintech company pioneering advanced
biometric solutions that combine iris and face recognition.
PayEye develops biometric payments with a clear objective: to make identity the most natural and reliable way to authorize transactions. By combining years of biometric research with real retail deployments, the company has transformed advanced iris and face recognition into an intuitive, everyday payment experience.
8 years
of Industry Expertise
For over eight years, PayEye has built its biometric payment technology entirely from the ground up. Our ecosystem includes proprietary hardware, in-house biometric algorithms, backend infrastructure, and a dedicated consumer application.
By developing every critical layer internally — from R&D to payment processing — we ensure full control over security, performance, and scalability.
130k+
Successful Iris Biometric
Transactions
Over 130,000 biometric transactions processed in real market conditions.
From controlled pilots to commercial retail environments, each transaction has validated the performance, speed, and reliability of our proprietary biometric payment ecosystem.
EyePOS 3.0
Our third-gen. biometric POS
Fully PCI PTS certified and compliant with global network standards, eyePOS 3.0 is the first and only multifunctional POS device supporting all payment standards — combining iris and facial recognition with card and NFC acceptance in one system. Secure, scalable, and commercially ready. Designed and engineered in-house, approved for operation within Mastercard and Visa environments.
No.1 Largest
Iris Database in Payments
PayEye has built the largest iris database in the payments sector, developed entirely through real commercial deployments.
This scale enables continuous algorithm refinement, accuracy optimization, and advanced performance validation — strengthening both security and reliability across our biometric payment ecosystem.
Groundbreaking
Pilot Program
Pilot 1.0
Location:Poland
2020-2022
Number of transactions:
Number of transactions:
6 500
Number of users:
2 500
Number of locations:
200
Pilot 2.0
Location:Poland
2022-2023
partnership with
Number of transactions:
56 000
Number of users:
14 000
Number of locations:
120
Pilot 3.0
Mastercard Biometric Program
Location:Poland, USA
2023-2025
partnership with
Number of transactions:
74 000
Number of users:
6 000
Number of locations:
25
Why PayEye
Technology?
PayEye algorithms, designed and developed 100% in‑house, are the result of more than 25 years of expertise in iris recognition and iris presentation attack detection.
The creator of the world’s only practical implementation of iris recognition for everyday consumer payments. The largest real‑world pilot of iris‑based biometric payments.
Fusion of iris and facial biometrics. This fusion is strategic and intentional to increase security, user experience and flexibility.
EyePOS devices were designed and built from the ground up at PayEye, enabling support for all payment systems through PCI certification. Additionally, by combining iris and facial biometrics, they deliver a best-in-class user experience, allowing users to complete payments simply by looking at the terminal.
Vertically integrated hardware development with full ownership of intellectual property. Biometric module based on iris and facial fusion, enabling seamless integration into any identification device.
The only iris‑recognition technology company included in the Mastercard Biometric Checkout Program.
Integration with leading global payment service providers: Stripe and Worldline.
The PayEye algorithms have been vetted by reputable third-party evaluators, including NIST (IREX X program) and iBeta (FIDO standards for accuracy and anti-spoofing).
Certifications. Our terminal is PCI-PTS certified and approved by EMVCo, Mastercard and Visa, while our biometric solution is certified by the FIDO Alliance and our company holds ISO 27001 certification.
Why Biometric Technology
Is The Future
Safe
Authentication is directly tied to a real human presence rather than transferable objects.
Convenient
Eliminating the need to carry physical credentials or remember passwords.
Safe
Identity verification happens instantly, without cards, PINs, or mobile devices.
Iris Biometrics
01
Unrivalled
Uniqueness
Iris patterns provide extreme mathematical distinctiveness, with entropy estimated at 10⁷⁵. They differentiate even identical twins and enable collision-free 1:N identification at population scale, supporting high-stakes transactions and national-level systems.
02
Lifetime
Stability
The iris is fully developed before birth and remains stable throughout life. Modern matching algorithms allow reliable recognition across decades without the need for re-enrollment.
03
Resistant
to Alteration
The iris is highly protected and extremely difficult to modify. Unlike fingerprints or facial appearance, it is not affected by manual labor, cosmetics, or natural wear.
04
Built-In Liveness Verification
Involuntary pupil reactions and complex iris structure enable robust presentation attack detection. Biological responses can be verified during capture, supporting strong protection against spoofing.
05
Ultra-Fast Identification
Iris templates are encoded as binary vectors, enabling high-speed matching. Large-scale databases can be searched in milliseconds, making the technology suitable for national and global deployments.
06
Contactless
& Hygienic
Iris recognition is fully contactless and requires no physical interaction with a sensor. This supports hygiene, convenience, and high-throughput environments.
07
Intentional
& Consent-Based
Authentication requires a conscious look toward the sensor. Biometric capture occurs only with active user participation, reinforcing privacy and control.
08
Works with
Face Coverings
Near-infrared imaging allows reliable capture even when parts of the face are covered. Most sunglasses and face masks do not interfere with iris acquisition.
09
Standards-Based
& Regulator-Ready
Iris recognition is supported by international ISO standards and long-standing evaluation programs. It is one of the few biometric modalities recognized for high-assurance identification in regulated environments.
10
Independently Validated Performance
Independent expert assessments consistently rate iris biometrics highly in uniqueness, permanence, and performance, confirming its suitability for large-scale identity systems.
Evolution of POS Infrastructure
1960s
First POS Terminals with Magnetic Stripe Card Support
1990s
First EMV Chip Card Terminals
2006
Contactless NFC Payment Terminals (Card Tap-and-Go Rollout)
2014
Mobile NFC Payments
(Apple Pay / Google Wallet Era)
2024
Eye POS 3.0 Biometric POS
(Iris & Face Payments Deployment)
PayEye POS
Imagine a world where identification & paying is as simple as looking.
PayEye is turning that vision into reality with our revolutionary “one click, one look” biometric technology – powered by iris and facial recognition. We believe in accessibility, safety, and radical innovation. Welcome to the future of payments. Welcome to PayEye.
Explore PayEye BiometricsEyePOS 3.0 PCI
Meet our innovative payment device, eyePOS, which makes paying safer, more convenient and faster with just a glance.
01. Comprehensive support for payment methods
The world’s only terminal to support iris and facial biometrics fusion and all types of cashless payments – card, contactless (NFC) and mobile.
02. Display advertising (PayEye ZONE)
Ability to create advertisements, promotions and communications targeted to your customers with the dedicated PayEye ZONE application.
03. Android 11
A modern operating system that allows integration with sales systems and dedicated applications.
04. 5.5″ display
A large display that allows you to conveniently present, for example, a list of products while a customer is shopping.
05. Additional camera
An additional camera on the back allows you to read barcodes, tickets or labels on products.
3G/LTE mobile network
Compact design
Built-in printer
NFC connectivity
Wi-Fi connectivity
USB-C Port
8-core processor
Up to 8 hours of battery life
A global program deploying biometric payments as the next evolution
of cashless transactions worldwide.
The Mastercard Biometric Checkout Program establishes parameters for security and biometric performance for the new, device-less, biometric payment method at POS locations. Requirements include a GDPR level of privacy and use of Mastercard Network Tokenization. It is set to transform in-store payments and is based on globally applicable
Mastercard set of standards that banks, merchants and technology providers adhere to, ensuring security and privacy standards for biometric
in-store payments.
In 2024, PayEye played a leading role in the Mastercard Biometric Checkout Program – the first pilot of its kind in Europe. Launched in partnership with Mastercard and Empik, the program allowed customers in selected Empik stores in Poland to pay simply with a glance, using PayEye’s proprietary fusion biometric technology.
The pilot generated thousands of transactions, excellent customer satisfaction scores, and widespread media attention. This success demonstrated not only the readiness of consumers to embrace biometric payments, but also Mastercard’s and PayEye’s shared commitment to building the future of secure, seamless checkout experiences.
rated the registration
process as easy or very easy
believe that the biometric
payment process is safer
than using a card or phone
Mastercard’s participation in the pilot increased confidence in this payment method
enjoyed the biometric
experience
indicate that if their favorite store offered a biometric payment method, they would change their habits and use only this method.
When asking those who made more than one biometric payment, as many as 75% emphasized that it is more convenient than others they have used so far. 71% cited the ease of payment as what they liked most.
Mastercard Central European Fintech Forum
Poland
In October 2024, PayEye took part in the Mastercard Central European Fintech Forum in Berlin, a two-day gathering of more than 400 fintech leaders, banks, regulators, and innovators from across Europe. With over 50 sessions, the forum explored key themes such as AI-driven banking, embedded finance, and new regulatory frameworks. Among the highlights were visionary talks by futurist Brett King and executives from N26, who shared insights on the rapid evolution of digital banking. PayEye contributed by presenting its fusion biometric one look payment solution, which attracted significant interest as an example of how cutting-edge biometrics can redefine security and customer convenience in everyday transactions.
Mastercard Innovation Forum
Athens
Just one day later, PayEye was present at the Mastercard Innovation Forum in Athens, held at the Stavros Niarchos Foundation Cultural Center under the theme “Innovating the Future Together.” The event brought together decision-makers from across the financial ecosystem to discuss how AI, sustainability, and digital transformation are shaping the payments industry. The program featured government officials, economists, and innovators, including an inspiring keynote by Dr. Bertrand Piccard of the Solar Impulse Foundation. In this dynamic context, PayEye showcased its biometric payment technology, underlining how fusion biometrics can seamlessly transform the shopping experience while ensuring top-level security.
Il Salone dei Pagamenti – Payvolution 24
MILAN
In November 2024, PayEye joined Il Salone dei Pagamenti – Payvolution 24 in Milan, Italy’s largest event dedicated to payment innovations. Organized by the Italian Banking Association (ABI) and ABIServizi, the conference welcomed thousands of professionals from banks, fintechs, and technology providers. Within the Mastercard Demo Area, PayEye demonstrated its one look payment solution, combining iris and face recognition for maximum convenience and security. The live demo sparked great interest and positioned PayEye as one of the standout innovators at the event.
8.9/10
average payment rating
84%
open to reuse
125%
KPI delivery
Successful e-commerce launch
One Click, One Pay – Validated with Visa
In 2023, PayEye conducted an e-commerce pilot in cooperation with Visa, validating the commercial potential of e-payeye — a fast and frictionless online payment solution built around the “one click, one pay” concept.
Customer response confirmed strong market readiness. The average payment process rating reached 8.9 out of 10, with an NPS score of 58. A clear majority of users described the solution as innovative, fast, convenient, and secure, while 84% declared openness to using e-payeye again.
The joint promotional campaign “PayEye rewards Visa payers” supported user acquisition and increased transaction activity, while cooperation with one of the world’s largest payment networks reinforced trust among merchants and consumers alike.
